The ultimate command center for Yaper, IDZO, and Oruz power users.
CardDesk brings every card, cashback rate, reward point, lounge visit and bill due date into one calm dashboard — so nothing slips through the cracks, and no card number ever leaves your hands.
No bank login, no card number, no waiting. Just add what you already know about your cards.
Search your bank and card name — CardDesk decodes the fee, reward rate, lounge quota and milestones for you.
Spends, bills, reward points and lounge visits sync into one dashboard, per card, per person.
WhatsApp alerts before your due date, when a milestone is close, or when a lounge quota resets.
The planner tells you exactly which card to swipe for any purchase, to maximise cashback or points.
Every card tracking tool, rewards engine and bill workflow built for how Indian cards actually work.
Every credit & debit card in one place — issuer, network, fees and due dates.
Decodes Reward Points, EDGE, Membership Rewards & CashPoints into real ₹ value.
Purpose-built planner for RuPay & UPI debit rewards most finance apps ignore.
Splits a big purchase across cards and flags what you'd waste on the wrong one.
Statement date, due date, minimum due — with WhatsApp nudges before you're late.
Domestic & international lounge quota, tracked per card, per quarter.
Groups cards whose points land in one shared rewards account.
Groups cards sharing one bank credit limit — rewards stay separate.
For banks that merge several cards onto one shared statement.
Order amount, commission, platform fee & cashback — net benefit, clean.
Schedule upcoming big spends and get a best-card suggestion ahead of time.
Spend and effective reward rate, broken down by card and category.
Separate profiles for family members under one login — their own cards, alerts.
Bill, lounge & milestone alerts delivered instantly — no SMS delays.
A maintained catalog of Indian card products — fees & reward rules pre-filled.
Self-hosted auth — bcrypt passwords, database sessions, WhatsApp OTP 2FA.
Installs to your home screen like a native app, with offline access built in.
Portfolio-level reports across cards, bills and rewards, ready to export.
Choose exactly what you get alerted about, and over WhatsApp or push.
Personalise the spend categories and UPI pay-apps used for reward matching.
CardDesk shows the full picture for every order — what you paid, what you earned, what you're still owed.
Small, honest wins from people who used to track this in spreadsheets and reminders.
"I stopped missing lounge visits I'd already paid for. Domestic quota resets are tracked automatically now."
"The WhatsApp reminder three days before my statement due date has already saved me two late fees."
"Reward Groups finally let me see points across four cards as one pool instead of four separate apps."
Add your first card in under two minutes — no card number, no bank login required.